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Tax Representation

Looking out for your interests to resolve your Tax problems

You're Not Alone!

There are a few things you should know when owing taxes to the IRS.

First, the IRS has more power than your ordinary "debt collector" and they are interested in getting whatever money they can get from you whenever and however they can.

Second, it is essential to make sure you are well represented when dealing with the IRS. You should chose that representative carefully.

Taxpayers have better success and often get lower monthly payments when they hire a Tax Attorney to negotiate thier tax delinquency with the IRS.

Listen to Tracy talk about IRS garnishments.  Press play.

Tax Levy & Garnishments

 If you owe the IRS or Missouri Department of Revenue back taxes, these agencies have the authority to levy or seize your property. A specific type of levy is the garnishment of your paycheck or levy on your bank account. However, before the IRS starts to take a portion of your salary, there are specific guidelines it must follow. 


IRS procedures prior to Levy & Garnishment

Once the IRS assesses your tax, they will send a Notice and a Demand for Payment of the amount due. If you fail to pay this delinquency, you have started the ball rolling towards a Final Notice of Intent to Levy. 

If you moved, didn't update your address or for whatever reason, these notices never reach you, the ball continues to roll toward the Final Notice of Intent to Levy.  The IRS begins to levy / garnish your wages and you bank accounts. This levy can be up to 100% of your pay check or bank balance! Before it reaches this point, you should contact Tracy A. Brown to review your options. 


How much the IRS can garnish?

When the IRS moves forward with your wage garnishment, your employer has no choice but to comply with the IRS and send up to 100% of your wages to the agency to pay your tax bill. The IRS has more garnishment power than ordinary creditors, which means it can leave you with very little money each week to live on. 

What about the Missouri Department of Revenue?

The Notices and ability to Levy & Garnish pay checks and bank accounts is very similar for Missouri residents. However, Missouri can be more harsh. If the Missouri Department of Revenue starts a garnishment of your wages, they will not agree to release it until paid in full. If that is your situation, there are other alternatives that are available to you and you should contact us immediately.


When can you STOP Levies & Wage Garnishments?

Unless the IRS agrees to an alternative resolution, such as a payment plan, there are a limited number of situations where the IRS must stop garnishing your wages before your balance is paid in full. Contact us today to review your options and stop these garnishments as soon as possible. 


Garnisment Levies
Installment Agreement


If you are unable to pay your tax debt in full (and who can really do that?), you can make monthly payments with an Installment Agreement. Once establised, the amount of penalty being added to your balance decreases.


Before we set up your Installment Agreement, you must file all required tax returns. We can help you with that too. We are a full service Tax Firm.


Contact Tracy A. Brown to work out your tax problems, understand your options and prevent garnishments or levies. 

Installment Agreement
Offer & Compromise
Offer in Compromise

The Offer in Compromise (or OIC) program is when the IRS allows qualified individuals with an unpaid tax debt to negotiate a settled amount that is less than the total owed to clear the debt. An OIC is an agreement between a taxpayer and the Internal Revenue Service that settles the taxpayer's tax liabilities for less than the full amount owed to clear the debt.


What other Firms don't tell you: Once settled, the Taxpayer must remain if FULL compliance with the IRS for 5 years after approval and payment. Otherwise the OIC can default and the Taxpayer will again owe the tax debt.


Taxpayers who can pay the tax delinquency in full through an Installment Agreement or other means, will not qualify for an OIC in most cases. 


The Law Office of Tracy A. Brown, PC can review your eligibility. 

Non Collectible
Not Collectible Status

Currently not collectible status protects you from the IRS, stopping levies, threatening letters and collection enforcement.  It forces the IRS to simply leave you alone without requiring any payment on your end.

The IRS will consider your account to be currently not collectible if we provide them a collection information statement verifying that there would be a financial hardship if the IRS forced you to pay them.


This is a powerful tool and Tracy A. Brown has helped many people benifit from it. However, as with everything that sounds good, there are other details about this status that are critical for you to know. We make sure you are fully informed when we meet with you.


Contact us today to see if you can qualify for this or other programs to help you with tax debt. 

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